Financing

Renaissance cares about making your home buying process as seamless as possible.


MetLife Home Loans

MetlifeMetlife Home Loans is not your typical lender. We strive to build long-term relationships, so that as your lender, we will be with you each time your life necessitates a change in homes. Many lenders can 'get you a loan'. Our goal is to 'get you the right loan'. Plus, MetLife does NOT sell your loan. That means you can call the same people the helped you the last time, people that know you and that you trust.

Construction and One Time Close Loans:

Getting the money together for your builder shouldn’t be a problem. That’s why we have partnered with Renaissance Homes to make the process go smoothly and easily.

We will explain how Construction Loans work and which options would be BEST for you based on your down payment and finished price. PLUS, because we do NOT sell our loans, you’ll be happy to know we allow you to modify them at a later date. So, if your current home is not sold when you are ready to move in…no problem, for a nominal fee, you can pay down the balance later and we will reduce your payments accordingly.

We will get you going in the right direction from the ground up!

We offer LONG TERM Rate Locks so you don’t have to worry about being priced out of your home before it is even complete.

Benefits of a Construction-Perm Loan:

  • Save time with one closing on the home loan and construction loan.
  • Save money with one set of fees.
  • Rest easy by locking in your rate.
  • Enjoy the same low interest rate during construction as the life of the loan.
  • Receive quick response with inspections and funding.
  • Get answers quickly with underwriting, closing, and servicing.
  • If you’re working with a Realtor, his/her commission is paid at closing prior to construction
  • Save money by not paying a Design Center deposit, it’s rolled into your loan.

Purchase Loans & Refinance Loans:

Buying your first home? Thinking of moving to a bigger house, a new neighborhood, or across the country?

No matter what your plans may be, I can help make the experience simpler and easier for you. MetLife Home Loans offers a variety of mortgage choices, which means you are assured of home financing that's a good fit with your budget and needs. You can also look forward to personal, friendly service that always puts your needs first.

Our inventory of home loans features two basic types of financing:

  • Fixed- and adjustable-rate loans
  • Flexible products for first-time homebuyers
  • FHA, USDA and VA loans
  • Reverse mortgages

Both fixed- and adjustable-rate mortgages are available in a variety of terms and options. After discussing your personal preferences and financial needs, we will recommend one or more loans to you.

Stuart Sandor
Branch Manager/Senior Mortgage Consultant

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